The Bible tells us to, "be diligent", to know the state of our flocks and herds. If we're going to diligently manage what belongs to the Lord, then we have to sit down and come up with a plan (budget) for the resources He has entrusted to us. First you create a budget for the money, before it even comes in, then you sit & pray, asking the Lord what He wants you to do with the money. Are there places in your budget He is asking you to change? The goal is to have the Lord to, "